Saturday, August 14, 2010

A note on homeownership

Owning you own home is amazing, a huge decision - one not to be made lightly.

When we purchased our home one year and fourteen days ago it was a huge pain. The best part was our mortgage lender, Ron, who was on time, on top of things, and always ready to answer questions. I will admit, in dealing with him, we were lucky.

The acutual interaction with the agents on the other hand, sucked. Honestly, it went well until the day we were supposed to move in (we did end up moving in, but, it is a long story not meant for this post). The advice I wanted to impart today is this: just because you own your own home does not mean you should go tearing down walls, off the roof, or generally making home improvements until you are ready to do one whole project in one big push.

Currently, we have the roof half done and has been in progress for six weeks (though our roofer, a good guy and great roofer, is giving us a good deal and should have it done soon). In addition, we have the living room 85% completed (painting now, trim left... and Ellie wants to redo the hardwood floors - eek); and one bedroom torn down to the studs. The last room is a bigger project than we anticipated and we found out that a building permit is required - so that one is on hold until we get all the other stuff taken care of (I'm thinking winter).

So, the advice: remember, if you tear a wall down, you have to put it back up (generally speaking). Keep that in mind.

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